Clarify what each contract pays
Resolve payer products, Medicare base years, carveouts, and effective dates. See which contracts pass Medicare changes through, which remain fixed, and the annual revenue impact.
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Practice financial intelligence
Plan for payment changes, negotiate with market evidence, and identify likely underpayments. Connect visits, preventive care, procedures, and care management to the contracts that determine revenue.

Financial visibility for Family Practice
Fulcrum applies payer-specific terms to actual family practice utilization, showing where payments differ from the contract and how upcoming rate changes affect the full service mix.
Fulcrum Light
Start with a claims export and your contract set. Fulcrum adds payer-published in-network rates to model your payment exposure and compare your position in the market. No EMR integration required.
Resolve payer products, Medicare base years, carveouts, and effective dates. See which contracts pass Medicare changes through, which remain fixed, and the annual revenue impact.
Forecast claim-line changes by service, location, and provider. Toggle proposed policies, compare scenarios, and save analyses to rerun when your data changes.
Compare rates with other groups contracted with the same payer, by insurance product. Model proposals on your volume and use monthly rate history to inform contracting and growth decisions.
Check claims against contract terms and payer-published rates, then review EOB evidence to screen false positives. Continuous service includes a monthly report, appeal evidence, and next steps.
What becomes answerable
CY 2027 proposed PFS
A national specialty average is useful context, not a practice forecast. Your result depends on your codes, volume, locality, sites of service, and Medicare-linked contracts.
Proposed change in RVU-based allowed charges, before the separate conversion-factor adjustment.
CMS's own reconciliation table (Table D-B5) puts family practice at +1.9% for 2027. That figure is the specialty-wide, volume-weighted change in total RVU-based allowed charges: the aggregate gain or loss across every code the specialty bills, before the separate conversion-factor cut. Fulcrum's reconstruction estimates +3.8%, a net gain of $212 million in national allowed charges.
Family Practice bills about 82% of its Medicare dollars in the office (non-facility) setting. By site of service, the 2027 change splits as follows:
| Site of service | Change | Allowed $ |
|---|---|---|
| Office (non-facility) | +3.8% | +$173M |
| Facility | +4.0% | +$39M |
All figures are national, hold 2025 utilization fixed, and exclude the separate conversion-factor adjustment. CMS proposes a 1.68% reduction for non-qualifying APM participants and a 1.19% reduction for qualifying APM participants. These adjustments are separate from the RVU-based changes shown above.


The charts exclude conversion-factor changes. The −1.68% adjustment noted in the category chart applies to non-qualifying APM participants; the proposed adjustment for qualifying participants is −1.19%.
The specialty average hides a wide spread, and CMS's own practitioner-level file proves it. 43% of family practice practitioners land in the -1 to +1% band, and about 37% see an increase above 2%. Where a practice lands is a question of service mix: the family practices that gain the most are those with the most primary-care visits carrying the G2211 add-on.
Practice-specific analysis
Choose a one-time analysis or continuous planning with Fulcrum Light. Both start with your claims and contracts; no EMR integration is needed.